Terms of Service
We reserve the right to change these Terms ofService or to impose new conditions on use of the Site, from time to time, inwhich case we will post the revised Terms of Service on this website. Bycontinuing to use the Site after we post any such changes, you accept the Termsof Service, as modified.
Intellectual Property Rights
Our Limited License to You
This Site and all the materials available on theSite are the property of us and/or our affiliates or licensors, and areprotected by copyright, trademark, and other intellectual property laws. TheSite is provided solely for your personal noncommercial use. You may not usethe Site or the materials available on the Site in a manner that constitutes aninfringement of our rights or that has not been authorized by us. Morespecifically, unless explicitly authorized in these Terms of Service or by theowner of the materials, you may not modify, copy, reproduce, republish, upload,post, transmit, translate, sell, create derivative works, exploit, ordistribute in any manner or medium (including by email or other electronicmeans) any material from the Site. You may, however, from time to time,download and/or print one copy of individual pages of the Site for yourpersonal, non-commercial use, provided that you keep intact all copyright andother proprietary notices.
Your License to Us
By posting or submitting any material (including,without limitation, comments, blog entries, Facebook postings, photos andvideos) to us via the Site, internet groups, social media venues, or to any ofour staff via email, text or otherwise, you are representing: (i) that you arethe owner of the material, or are making your posting or submission with theexpress consent of the owner of the material; and (ii) that you are thirteenyears of age or older. In addition, when you submit, email, text or deliver orpost any material, you are granting us, and anyone authorized by us, aroyalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwidelicense to use, copy, modify, transmit, sell, exploit, create derivative worksfrom, distribute, and/or publicly perform or display such material, in whole orin part, in any manner or medium, now known or hereafter developed, for anypurpose. The foregoing grant shall include the right to exploit any proprietaryrights in such posting or submission, including, but not limited to, rightsunder copyright, trademark, service mark or patent laws under any relevantjurisdiction. Also, in connection with the exercise of such rights, you grantus, and anyone authorized by us, the right to identify you as the author of anyof your postings or submissions by name, email address or screen name, as wedeem appropriate.
You acknowledge and agree that any contributionsoriginally created by you for us shall be deemed a “work made for hire” whenthe work performed is within the scope of the definition of a work made forhire in Section 101 of the United States Copyright Law, as amended. As such,the copyrights in those works shall belong to COMPANY from their creation.Thus, COMPANY shall be deemed the author and exclusive owner thereof and shallhave the right to exploit any or all of the results and proceeds in any and allmedia, now known or hereafter devised, throughout the universe, in perpetuity,in all languages, as COMPANY determines. In the event that any of the resultsand proceeds of your submissions hereunder are not deemed a “work made forhire” under Section 101 of the Copyright Act, as amended, you hereby, withoutadditional compensation, irrevocably assign, convey and transfer to COMPANY allproprietary rights, including without limitation, all copyrights and trademarksthroughout the universe, in perpetuity in every medium, whether now known orhereafter devised, to such material and any and all right, title and interestin and to all such proprietary rights in every medium, whether now known orhereafter devised, throughout the universe, in perpetuity. Any posted materialwhich are reproductions of prior works by you shall be co-owned by us.
You acknowledge that COMPANY has the right but notthe obligation to use and display any postings or contributions of any kind andthat COMPANY may elect to cease the use and display of any such materials (orany portion thereof), at any time for any reason whatsoever.
Limitations on Linking and Framing. You mayestablish a hypertext link to the Site so long as the link does not state orimply any sponsorship of your site by us or by the Site. However, you may not,without our prior written permission, frame or inline link any of the contentof the Site, or incorporate into another website or other service any of ourmaterial, content or intellectual property.
Throughout the Site, we may provide links andpointers to Internet sites maintained by third parties. Our linking to suchthird-party sites does not imply an endorsement or sponsorship of such sites,or the information, products or services offered on or through the sites. Inaddition, neither we nor affiliates operate or control in any respect anyinformation, products or services that third parties may provide on or throughthe Site or on websites linked to by us on the Site.
If applicable, any opinions, advice, statements,services, offers, or other information or content expressed or made availableby third parties, including information providers, are those of the respectiveauthors or distributors, and not COMPANY. Neither COMPANY nor any third-partyprovider of information guarantees the accuracy, completeness, or usefulness ofany content. Furthermore, COMPANY neither endorses nor is responsible for theaccuracy and reliability of any opinion, advice, or statement made on any of theSites by anyone other than an authorized COMPANY representative while acting inhis/her official capacity.
THE INFORMATION, PRODUCTS AND SERVICES OFFERED ONOR THROUGH THE SITE AND BY COMPANY AND ANY THIRD-PARTY SITES ARE PROVIDED “ASIS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THEFULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALLWARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIEDWARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOTWARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED ORERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE,INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OFVIRUSES OR OTHER HARMFUL COMPONENTS.
WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONSREGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THISSITE OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY,TIMELINESS, RELIABILITY OR OTHERWISE.
You agree at all times to defend, indemnify andhold harmless COMPANY its affiliates, their successors, transferees, assigneesand licensees and their respective parent and subsidiary companies, agents,associates, officers, directors, shareholders and employees of each from andagainst any and all claims, causes of action, damages, liabilities, costs andexpenses, including legal fees and expenses, arising out of or related to yourbreach of any obligation, warranty, representation or covenant set forthherein.
Certain sections of the Site may allow you topurchase many different types of products and services online that are providedby third parties. We are not responsible for the quality, accuracy, timeliness,reliability or any other aspect of these products and services. If you make apurchase from a merchant on the Site or on a site linked to by the Site, theinformation obtained during your visit to that merchant’s online store or site,and the information that you give as part of the transaction, such as yourcredit card number and contact information, may be collected by both the merchantand us. A merchant may have privacy and data collection practices that aredifferent from ours. We have no responsibility or liability for theseindependent policies. In addition, when you purchase products or services on orthrough the Site, you may be subject to additional terms and conditions thatspecifically apply to your purchase or use of such products or services. Formore information regarding a merchant, its online store, its privacy policies,and/or any additional terms and conditions that may apply, visit thatmerchant’s website and click on its information links or contact the merchantdirectly. You release us and our affiliates from any damages that you incur,and agree not to assert any claims against us or them, arising from your purchaseor use of any products or services made available by third parties through theSite.
Your participation, correspondence or businessdealings with any third party found on or through our Site, regarding paymentand delivery of specific goods and services, and any other terms, conditions,representations or warranties associated with such dealings, are solely betweenyou and such third party. You agree that COMPANY shall not be responsible orliable for any loss, damage, or other matters of any sort incurred as theresult of such dealings.
You agree to be financially responsible for allpurchases made by you or someone acting on your behalf through the Site. Youagree to use the Site and to purchase services or products through the Site forlegitimate, non-commercial purposes only. You also agree not to make anypurchases for speculative, false or fraudulent purposes or for the purpose ofanticipating demand for a particular product or service. You agree to onlypurchase goods or services for yourself or for another person for whom you arelegally permitted to do so. When making a purchase for a third party thatrequires you to submit the third party’s personal information to us or amerchant, you represent that you have obtained the express consent of suchthird party to provide such third party’s personal information.
Your purchase is for personal use only. Sharing ofpurchases is not permitted and will be considered unauthorized, an infringinguse of our copyrighted material, and may subject violators to liability.
If payment for a course is declined, our systemwill automatically disable access to our premium materials. (We understand.This usually happens because a credit card expires.) We want to help restoreyour access, so we’ll make every attempt to contact you to help resolve thisissue. Once the billing issue is resolved, we’ll restore access.
This Site may include a variety of features, suchas bulletin boards, web logs, chat rooms, and email services, which allowfeedback to us and real-time interaction between users, and other featureswhich allow users to communicate with others. Responsibility for what is postedon bulletin boards, web logs, chat rooms, and other public posting areas on theSite, or sent via any email services on the Site, lies with each user – youalone are responsible for the material you post or send. We do not control themessages, information or files that you or others may provide through the Site.It is a condition of your use of the Site that you do not:
● Restrict or inhibit any other user from using andenjoying the Site.
● Use the Site to impersonate any person or entity,or falsely state or otherwise misrepresent your affiliation with a person orentity.
● Interfere with or disrupt any servers or networksused to provide the Site or its features, or disobey any requirements,procedures, policies or regulations of the networks we use to provide the Site.
● Use the Site to instigate or encourage others tocommit illegal activities or cause injury or property damage to any person.
● Gain unauthorized access to the Site, or anyaccount, computer system, or network connected to this Site, by means such ashacking, password mining or other illicit means.
● Obtain or attempt to obtain any materials orinformation through any means not intentionally made available through thisSite.
● Use the Site to post or transmit any unlawful,threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic,profane or indecent information of any kind, including without limitation anytransmissions constituting or encouraging conduct that would constitute acriminal offense, give rise to civil liability or otherwise violate any local,state, national or international law.
● Use the Site to post or transmit any information,software or other material that violates or infringes upon the rights ofothers, including material that is an invasion of privacy or publicity rightsor that is protected by copyright, trademark or other proprietary right, orderivative works with respect thereto, without first obtaining permission fromthe owner or rights holder.
● Use the Site to post or transmit any information,software or other material that contains a virus or other harmful component.
● Use the Site to post, transmit or in any wayexploit any information, software or other material for commercial purposes, orthat contains advertising.
● Use the Site to advertise or solicit to anyone tobuy or sell products or services, or to make donations of any kind, without ourexpress written approval.
● Gather for marketing purposes any email addressesor other personal information that has been posted by other users of the Site.
COMPANY may host message boards, chats and otherpublic forums on its Sites. Any user failing to comply with the terms andconditions of this Agreement may be expelled from and refused continued accessto, the message boards, chats or other public forums in the future. COMPANY orits designated agents may remove or alter any user-created content at any timefor any reason. Message boards, chats and other public forums are intended toserve as discussion centers for users and subscribers. Information and contentposted within these public forums may be provided by COMPANY staff, COMPANY’soutside contributors, or by users not connected with COMPANY, some of whom mayemploy anonymous user names. COMPANY expressly disclaims all responsibility andendorsement and makes no representation as to the validity of any opinion,advice, information or statement made or displayed in these forums by thirdparties, nor are we responsible for any errors or omissions in such postings,or for hyperlinks embedded in any messages. Under no circumstances will we, ouraffiliates, suppliers or agents be liable for any loss or damage caused by yourreliance on information obtained through these forums. The opinions expressedin these forums are solely the opinions of the participants, and do not reflectthe opinions of COMPANY or any of its subsidiaries or affiliates.
COMPANY has no obligation whatsoever tomonitor any of the content or postings on the message boards, chat rooms orother public forums on the Sites. However, you acknowledge and agree that wehave the absolute right to monitor the same at our sole discretion. Inaddition, we reserve the right to alter, edit, refuse to post or remove any postingsor content, in whole or in part, for any reason and to disclose such materialsand the circumstances surrounding their transmission to any third party inorder to satisfy any applicable law, regulation, legal process or governmentalrequest and to protect ourselves, our clients, sponsors, users and visitors.
We occasionally include access to an onlinecommunity as part of our programs. We want every single member to add value tothe group. Our goal is to make your community the most valuable communityyou’re a member of. Therefore, we reserve the right to remove anyone at anytime. We rarely do this, but we want to let you know how seriously we take ourcommunities.
To use certain features of the Site, you will needa username and password, which you will receive through the Site’s registrationprocess. You are responsible for maintaining the confidentiality of thepassword and account, and are responsible for all activities (whether by you orby others) that occur under your password or account. You agree to notify usimmediately of any unauthorized use of your password or account or any otherbreach of security, and to ensure that you exit from your account at the end ofeach session. We cannot and will not be liable for any loss or damage arisingfrom your failure to protect your password or account information.
Limitation of Liability
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITEDTO, NEGLIGENCE, SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES BELIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGESTHAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING OURMESSAGING, BLOGS, COMMENTS OF OTHERS, BOOKS, EMAILS, PRODUCTS, OR SERVICES, ORTHIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE ORBY US IN ANY WAY, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCHDAMAGES. (BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OFCERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. INSUCH STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY AND PARENTCOMPANIES OR AFFILIATES IS LIMITED TO THE FULLEST EXTENT PERMITTED BY SUCHSTATE LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FORANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU AREDISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS, OR SERVICES ON THE SITE,OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDYIS TO DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES AND/ORMATERIALS COMPANY IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT ANINVESTMENT ADVISER, AND DOES NOT PROVIDE PERSONALIZED FINANCIAL ADVICE OR ACTAS A FINANCIAL ADVISOR.
WE EXIST FOR EDUCATIONAL PURPOSES ONLY, AND THEMATERIALS AND INFORMATION CONTAINED HEREIN AND IN OUR PRODUCTS AND SERVICES AREFOR GENERAL INFORMATIONAL PURPOSES ONLY. NONE OF THE INFORMATION PROVIDED BY USIS INTENDED AS INVESTMENT, TAX, ACCOUNTING OR LEGAL ADVICE, AS AN OFFER ORSOLICITATION OF AN OFFER TO BUY OR SELL, OR AS AN ENDORSEMENT, RECOMMENDATIONOR SPONSORSHIP OF ANY COMPANY, SECURITY, OR FUND. OUR INFORMATION SHOULD NOT BERELIED UPON FOR PURPOSES OF TRANSACTING IN SECURITIES OR OTHER INVESTMENTS.
WE DO NOT OFFER OR PROVIDE TAX, LEGAL OR INVESTMENTADVICE AND YOU ARE RESPONSIBLE FOR CONSULTING TAX, LEGAL, OR FINANCIALPROFESSIONALS BEFORE ACTING ON ANY INFORMATION PROVIDED BY US. THIS SITEIS CONTINUALLY UNDER DEVELOPMENT AND COMPANY MAKES NO WARRANTY OF ANY KIND,IMPLIED OR EXPRESS, AS TO ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANYPURPOSE.
YOU acknowledge and agrees that no representationhas been made by COMPANY OR ITS AFFILIATES and relied upon as to the future income,expenses, sales volume or potential profitability that may be derived from theparticipation in THIS PROGRAM.
We may cancel or terminate your right to use theSite or any part of the Site at any time without notice. In the event of cancellationor termination, you are no longer authorized to access the part of the Siteaffected by such cancellation or termination. The restrictions imposed on youwith respect to material downloaded from the Site, and the disclaimers andlimitations of liabilities set forth in these Terms of Service, shall survive.
Your purchase of a product or service or ticket toan event may or may not provide for any refund. Each specific product, service,event or course will specify its own refund policy.
The Digital Millennium Copyright Act of 1998 (the“DMCA”) provides recourse for copyright owners who believe that materialappearing on the Internet infringes their rights under the U.S. copyright law.If you believe in good faith that materials hosted by COMPANY infringe yourcopyright, you, or your agent may send to COMPANY a notice requesting that thematerial be removed or access to it be blocked. Any notification by a copyrightowner or a person authorized to act on its behalf that fails to comply withrequirements of the DMCA shall not be considered sufficient notice and shallnot be deemed to confer upon COMPANY actual knowledge of facts or circumstancesfrom which infringing material or acts are evident. If you believe in good faiththat a notice of copyright infringement has been wrongly filed against you, theDMCA permits you to send to COMPANY a counter-notice. All notices and counternotices must meet the then current statutory requirements imposed by the DMCA;see http://www.loc.gov/copyright for details. COMPANY’s Copyright Agent fornotice of claims of copyright infringement or counter notices can be reached asfollows: firstname.lastname@example.org
This Agreement shall be binding upon and inure tothe benefit of COMPANY and our respective assigns, successors, heirs, and legalrepresentatives. Neither this Agreement nor any rights hereunder may beassigned without the prior written consent of COMPANY. Notwithstanding theforegoing, all rights and obligations under this Agreement may be freelyassigned by COMPANY to any affiliated entity or any of its wholly ownedsubsidiaries
Province of Alberta and any dispute shall be subject to binding arbitration in Alberta,Canada. If any provision of this agreement shall be unlawful, void or for anyreason unenforceable, then that provision shall be deemed severable from thisagreement and shall not affect the validity and enforceability of any remainingprovisions.
Although it is highly unlikely, This policy may bechanged at any time at our discretion. If we should update this policy, we willpost the updates to this page on our Website.